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This account will not make interest.

CUA Daily Snap Account

This account doesn’t make interest.

CUA Daily Youth Account

This account will not make interest.

Everyday 55+ Account –> 0.01%p.a. –> 0.45%p.a. –> 1.30%p.a. –>

CUA Daily 50+ Account

Conditions: Funds can be obtained on call. Interest percentage is calculated on day-to-day balances and paid monthly. Rate applies on a stepped foundation. Interest paid at 0.01%p.a. on balances under $5,000, at 0.55%p.a. on balances from $5,000 to $50,000, and also at 1.30%p.a. in the percentage of the total amount over $50,000.

CUA Everyday Company Account

Conditions: Funds can be found on call. Interest percentage is calculated daily on entire balances and paid half-yearly.

All balances make 0.01% interest.

Savings & Term Deposits

Term Build Up

Conditions: Minimal investment $5,000. Interest percentage is calculated daily on entire balances. To get the Platinum Plus Club Member prices pointed out below, the account owner of this term deposit must certanly be either a person aged 55 years or higher, or an excellent Fund/Trust, where in fact the Trustee is a person aged 55 years or higher.

CUA eSaver Reward Account

eSaver Flexi Account

CUA Youth eSaver Account

Conditions: interest rates are calculated on day-to-day balances and paid monthly. Speed applies on a stepped foundation. Interest paid at 3.20%p.a. on balances up to $5,000, then at 1.00%p.a. on that part of the total amount over $5,000.

Mortgages

All loans are susceptible to CUA’s normal financing policy. Costs and fees use. Make reference to Schedule of charges pamphlet. Conditions connect with ‘new company just’ provides. Interest levels take a per annum basis and they are susceptible to alter.

Housing Finance Owner/Occupier & Household Investment

Adjustable Rates

Fixed Rates

Home Loan Important Info Show content

* contrast rate determined for a $150,000 secured loan over a term of 25 years centered on month-to-month repayments. #Warning: This contrast price holds true limited to the examples provided and will perhaps perhaps not add all costs and fees. Various terms, costs or other loan quantities might end up in a different contrast price.

О” Maximum Loan to Value Ratio (LVR) is comprehensive of Lenders Mortgage Insurance (LMI) where relevant. Maximums based on standard protection. Lower LVR limitations submit an application for non-standard safety kinds.

# On termination of this fixed duration, loan reverts to your appropriate Standard Variable Principal & Interest payment rate.

1 Achieve Variable can be obtained to a new comer to CUA mortgages only. Minimal loan amount $100,000. Perhaps perhaps Not designed for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage loan completely authorized ahead of 7/11/2018. Optimum LVR restrictions use centered on standard safety kinds. Posted interest levels and discounts available and applicable to mortgage loans submitted on or after 7/11/2018. Rates of interest and discounts may vary by loan function (owner occupied and investment) and also by repayment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan contract will likely not alter when it comes to full lifetime of this loan provided you don’t differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage function or payment kind), the prices and discounts may alter.

2 offered to a new comer to CUA mortgage loans just. Minimal loan amount $100,000. Provides maybe perhaps perhaps not readily available for switching of current CUA mortgage loans or even to candidates for the next CUA mortgage loan completely authorized ahead of 04/07/2018. Optimum LVR limitations use predicated on standard protection kinds.

3 major and interest (P&I) repayments just. Perhaps Not readily available for construction purposes.

4 re re Payments are designed on a pastime just foundation for very very first year. After year loan will return towards the relevant Achieve Variable P&I repayments price reflecting the discount specified in your loan agreement. Contrast price according to a 12 thirty days interest just duration and P&I for balance associated with term.

5 optimum interest just amount of two years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. At expiry associated with interest only period loan will return to your appropriate Achieve Variable P&I repayments price showing the discount specified in your loan agreement. Contrast prices according to a 24 and 60 interest only period respectively and P&I for balance of the term month.

6 re re re Payments are available on a pastime just basis for very first one year. https://www.speedyloan.net/uk/payday-loans-cam After one year loan will return towards the appropriate Accelerate Variable P&I repayments rate. Contrast price considering a 12 interest only period and P&I for balance of the term month.

7 Maximum interest just amount of a couple of years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. At expiry associated with interest only period loan will return towards the appropriate Accelerate Variable P&I repayments rate. Comparison prices according to a 24 and 60 interest only period respectively and P&I for balance of the term month.

8 Achieve Variable can be obtained to a new comer to CUA mortgage loans just. Minimal loan amount $250,000. perhaps maybe Not readily available for switching or restructuring of current CUA mortgage loans or to candidates for the next CUA mortgage loan completely authorized just before 02/08/2019. Optimum LVR limitations use according to standard protection kinds. Posted rates of interest and discounts applicable and available to mortgage loans submitted on or after 02/08/2019. Interest levels and discounts can vary greatly by loan purpose (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will likely not alter for the life regarding the loan supplied you don’t vary your loan agreement. in the event that you differ your loan (for instance, changing the mortgage function or payment kind), the rates and discounts may change.

9 Achieve Variable can be obtained to new to CUA mortgage loans just. Minimal loan quantity $500,000. Maybe perhaps perhaps Not readily available for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage fully authorized ahead of 14/11/2019. Optimum LVR restrictions apply according to standard safety kinds. Published interest levels and discounts available and relevant to mortgage loans submitted on or after 14/11/2019. Interest levels and discounts can vary greatly by loan purpose (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will perhaps not alter for the life associated with the loan supplied that you don’t differ your loan agreement. in the event that you differ your loan (for instance, changing the mortgage function or payment kind), the prices and discounts may alter.

8 Achieve Variable can be acquired to a new comer to CUA mortgage loans just. Minimal loan quantity $150,000. Perhaps maybe perhaps Not readily available for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage loan fully authorized just before 1 April 2020. Maximum LVR limitations use predicated on standard safety kinds. Posted rates of interest and discounts available and relevant to mortgage loans submitted on or after 1 2020 april. Interest levels and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan contract will maybe not alter when it comes to full lifetime regarding the loan supplied you don’t differ your loan agreement. In the event that you differ your loan (as an example, changing the mortgage function or payment kind), the prices and discounts may change.

15 major and interest (P&I) repayments only. Maybe perhaps Not readily available for construction purposes.

16 optimum interest just duration of two years for owner-occupier and 60 months for investor lending susceptible to credit evaluation. Interest just duration must align to the rate period that is fixed. At expiration associated with interest only period loan will return towards the appropriate Standard Variable P&I repayments rate. Contrast prices predicated on interest limited to the fixed term and relevant P&I for stability for the term.

17 re Payments were created on a pastime just foundation for very first one year. After one year loan will return towards the Standard that is relevant Variable repayments rate. Comparison price predicated on a 12 thirty days interest just duration and relevant P&I for stability associated with the term.

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